Bayfront on East Bay · Navarre, Florida
Two stacked 400 sq ft balconies on East Bay. A private pier and a covered slip below.
Sunset over East Bay from the top-floor balcony.
There's no such thing as a plain sunset on East Bay. Just tonight's, a balcony with nothing between you and it, and the boat already home below.
The owners took these. Nobody staged the sky.
That perfectly good couch inside is about to get lonely.
01
The bay opens to the west and southwest, so the sun goes down in front of the house, not behind it. The living room, kitchen, primary bedroom, and top-floor bonus room all face the water. The dolphins like the view too.
02
A boardwalk crosses the marsh to a private pier on 109 feet of East Bay, with a covered boat slip at the end. The boat lives out back, not at a marina across town.
From the slip, it's under the Garcon Point Bridge, with 65.6 feet of clearance, and out into Pensacola Bay.
03
The owners have pulled redfish, trout, and sunfish off this dock, and one day enough blue crab for a boil. Put a kayak in and you're in the estuary, where they've landed a largemouth bass. Between bites, there's a chain swing on the covered deck.
04
A 4x4 utility lift, rated for 1,000 lbs, runs from the carport to all three levels. It got a new motor in September 2026. The cooler, the groceries, and the luggage ride up. The stairs are for when you feel like it.
05
Both covered, both facing the bay. The top one is the sunset seat. The one below is screened, with ceiling fans and the hot tub at the far end, looking right at the water.
06
Come up from the dock and the half bath is right under the carport, so a wet swimsuit never has to go upstairs. The carport is covered and oversized, with room for the boat, the golf cart, and the kayaks, plus a storage room for everything else.
07
Wells Avenue is a dead-end gravel road, and this house is at the end of it, in the pines. Between the woods and the marsh, the loudest thing most evenings is the bay.
08
Navarre Beach is about 20 minutes south, with white sand and clear Gulf water. Around here, we call them the most beautiful beaches in the world. Swim in the Gulf at noon and be back on the pier for sunset.
I-10 is about 20 minutes north. The beaches in these photos are area beaches, a short drive from the pier.
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No association, no dues, no covenants, and no known special assessments. Short-term rentals are allowed, so the house can work the weeks you can't be here. The boat, the paint color, and the dock party answer to you, not a board.
10
The roof was replaced in 2021. The carport got a PVC soffit and a re-insulated subfloor in 2025, about $17,000. The pier was redecked in 2025.
The utility lift was added in 2020, about $10,000, and got a new motor in September 2026. That's the money a bay house usually asks for first, already spent.
Inside, the bay gets the best wall.
The living room's back wall is French doors and windows, and East Bay fills every one of them. Ceilings on the main floor are 9 feet.
Up top, the bonus room sits under a tray ceiling and opens straight onto the balcony. There's a propane fireplace and built-in bookcases, and the washer, dryer, and refrigerator stay.
This is a 2002 house with 2002 finishes, oak cabinets and laminate floors included. It's solid and move-in ready, and the updates are yours to pick, on your schedule.
What it takes to keep, in plain numbers.
The indoor AC unit and the water heater are about 24 years old, so plan for both. The roof is from 2021 and the outdoor AC unit is about 5 years old. The lot is in flood zone AE, so price flood insurance before you write an offer.
| 3 | Bedrooms |
|---|---|
| 2 full, 2 half | Bathrooms |
| 2,368 sq ft | Heated area |
| 2002 | Built |
| 3 stories: ground (carport, storage room, half bath), main floor, top floor | Levels |
| Two, covered and stacked, 400 sq ft each | Balconies |
| Covered, oversized carport with boat and golf-cart parking; no garage | Parking |
| Washer, dryer, refrigerator | Stays with the house |
| 0.508 acres | Lot |
|---|---|
| 109 feet on East Bay | Water frontage |
| Private pier and boathouse, permitted 2003, redecked 2016 and 2025 | Pier |
| Covered | Boat slip |
| Covered, with a chain swing | Deck |
| Under the Garcon Point Bridge (65.6 feet of clearance) into Pensacola Bay, then under the Pensacola Bay Bridge to Pensacola Pass | Route to open water |
| Not measured. Bring your boat's draft to the showing. | Water depth |
| Conservation easement on part of the lot; cut trees and stumps stay for erosion control | Easement |
| Replaced 2021, permitted | Roof |
|---|---|
| Two-zone central; outdoor unit about 5 years old, indoor unit about 24 years old (per seller) | Heating and cooling |
| Electric, about 24 years old (per seller) | Water heater |
| Utility and disability lift, 4x4, rated for 1,000 lbs, all three levels; added 2020 | Lift |
| PVC carport soffit and re-insulated subfloor, 2025, about $17,000 | Recent work |
| Public water, Holley-Navarre Water System; septic | Water and sewer |
|---|---|
| Propane for the stove and fireplace; no natural gas | Gas |
| None; no CCRs; no known special assessments | HOA |
|---|---|
| Allowed; Santa Rosa County registration and 5% Tourist Development Tax apply | Short-term rentals |
| AE, Special Flood Hazard Area | Flood zone |
| 11.0 feet (NAVD88) | Base flood elevation |
| 12113C0558H, effective November 2021 | FIRM panel |
| Flooded in Hurricanes Ivan and Sally, no water inside the house (per seller) | Flood history |
| 38-1S-27-0000-00449-0000 | Parcel |
| 7109 Wells Avenue, Navarre, FL 32566 | Address |
|---|---|
| Santa Rosa | County |
| about 20 minutes | Navarre Beach |
| about 20 minutes | I-10 |
| about 30 minutes | Fort Walton Beach |
| about 35 minutes | Pensacola |
Property taxes, current owner
$2,845.33
2025, with the seller's homestead exemption
Property taxes, estimated after sale
About $9,100 a year
without a homestead exemption
About $8,670 a year
with a new homestead exemption
By quote
Hand your agent the 2021 roof date and the wind mitigation report. The glass openings have no impact protection, so expect the quote to reflect it.
Required
By quote; hand the agent the elevation certificate.
None
No dues, no CCRs, no known special assessments.
Florida resets a home's assessed value to market value after a sale, so the seller's homestead bill is not what the next owner pays. The estimate assumes an assessed value equal to the list price and Santa Rosa County's 2026 working millage of 11.3781 mills, not yet certified; the first $25,000 of a new homestead exemption applies to the full millage, the second $25,000 to the non-school millage only. Final rates can differ. Insurance figures are estimates and vary by buyer and carrier.
You'll say you're going down to the dock for a minute. Out here, a minute lasts until the sun goes down.
A note for homeowners
If you own a home and you've been reading this wondering what your own listing might look like, that's exactly the right question. The custom site, the domain, the photography, the objective pricing data: none of it is reserved for bayfront homes. It's the standard I bring to every listing across Okaloosa, Walton, Santa Rosa, and Escambia counties.
Your property won't just sit on a website waiting to be found. I run advanced digital campaigns using geofencing, retargeting, and behavioral tracking to put it in front of qualified buyers in real time. Someone looks at a home in your neighborhood, the ads find them. Someone looks at your home, and your home follows them across the apps and sites they use next. Every prospect who shows interest and then goes quiet gets direct, personal follow-up from me, and targeted call campaigns make sure no lead goes unpursued.
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A dedicated domain and custom landing page built around one home's strengths, not a listing lost on page nine of a portal.
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Professional stills, drone aerials, interactive floor plans, and video built for the way people actually watch.
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Geofencing, retargeting and behavioral tracking. Someone views a home in your neighborhood, the ads find them, then your home follows them across the sites they use next.
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You work with Todd, not a rotating cast. The strategist and the marketer are the same person, and he answers the phone.
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No long-term contracts and no bloated commission, plus creative structuring, like owner financing and rental positioning, that widens your buyer pool.
The media, from other listings
A full walkthrough and a vertical reel built for social, plus a sample of the photography: drone, twilight, interiors, and the shot that actually sells the place. Tap any video to play, or expand it full screen.
This isn't only a residential practice. Todd represents commercial property with the same custom-site, data-forward approach: investor and owner-user audiences, tenancy and income analysis, and the pricing evidence to back it. See a live example: a 10,200 SF medical office building in Crestview.
Case study · 577 Brookmeade Drive · 10,200 SF medical office · Crestview, FL · 577brookmeade.comNo pressure and no obligation, just a straight conversation about your property and what it could do on the market.
Call Todd · 850-797-0627
Todd Siegrist has called the Emerald Coast home for two decades, and he built his real estate practice around a simple objection: most sellers pay a large commission for little more than a sign in the yard and an MLS entry. He works the opposite way, with no long-term contracts, no inflated fees, and marketing driven by data rather than guesswork. Across 68 five-star Google reviews, the feedback is consistent: absolute transparency, communication at any hour, and an advisor who treats real estate like a discipline instead of a coin flip. He answers his own phone. Let's rock.
Watch one from the balcony. Call or text Todd to see 7109 Wells Avenue at sunset.
